As the world of fitness and health continues to evolve, so do the products that are available to help people maintain their health and wellness. One such product is the Theragun Pro, a handheld percussive massage device that is said to help relieve muscle pain, improve range of motion, and increase circulation. While the Theragun has many benefits, one question that remains is whether or not it is FSA eligible.
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What is FSA?
A Flexible Spending Account (FSA) is a type of savings account that allows you to set aside money for health care and dependent care expenses. The money in your FSA is not subject to federal income tax, allowing you to save on taxes. A Healthcare FSA is the most common type of FSA.
You can use your Healthcare FSA to pay for a wide range of health care expenses, including doctor visits, prescription drugs, dental and vision services, and more, so it’s appropriate to break down whether is Theragun covered by FSA. You can also use it to pay your health insurance premiums.
You can deposit up to $2,500 into the FSA each year. The money in your FSA rolls over from year to year, but you will lose any unused money in your FSA if you do not use it within a certain time frame.
FSAs are a great way to save money on your taxes and to pay for healthcare and dependent care expenses. However, it is important to remember that you can only use your FSA for its intended purpose. If you use your FSA for non-qualified expenses, you will have to pay taxes on the money you withdraw from your FSA.
What is HSA?
A Health Savings Account (HSA) is a tax-exempt savings account that can be used to pay for qualified medical expenses. Contributions to an HSA are made with pretax dollars, which can help lower your overall taxable income.
An HSA can be a good way to save for medical expenses, especially if you have a high-deductible health plan. With an HSA, you can save money on taxes now and use the account to pay for qualified medical expenses tax-free in the future. Overall, an HSA can be a helpful tool to save on healthcare costs.
What is a Theragun?
If you’re looking for a way to soothe your muscles, you may have heard of Theragun. This popular device is a handheld massager that uses percussive therapy to relieve muscle pain. But what is Theragun, and how does it work?
Theragun is a brand of percussive massage guns that was created by Dr. Jason Wersland, a chiropractor and sports medicine doctor. The device is designed to provide relief from muscle pain, stiffness, and soreness. It does this by delivering rapid, short bursts of pressure to the muscles.
Theragun claims to be more effective than traditional massage methods, such as Swedish massage. The company also claims that its devices can help improve the range of motion, increase circulation, and reduce inflammation.
What Are the Benefits?
Theragun is a handheld percussive therapy device that is used to relieve muscle pain and stiffness. It is also used to increase blood flow and range of motion. Theragun is FDA-cleared and clinically proven to be safe and effective.
Theragun is used by physical therapists, chiropractors, athletic trainers, and massage therapists to treat their patients. Theragun is also used by athletes to prevent injuries and recover from workouts.
Theragun has many benefits. It is effective at treating pain, increasing blood flow, and improving the range of motion. Theragun is also safe and easy to use.
Is Theragun HSA or FSA Approved?
Theragun does not have specific HSA or FSA approval. However, Theragun is HSA eligible, but there are some situations, such as if you have chronic pain that is being treated by a doctor. This is because the Theragun may be considered a medical device.
If you use Theragun to relieve muscle pain after a workout, you can use your FSA to pay for it. This is because Theragun can be considered a health and wellness product.
In the end, whether you can use your HSA or FSA to pay for Theragun depends on your individual situation.
Can You Use FSA for Massage?
If you have a health care FSA, you can usually use it to pay for massage. The key is that the massage must be medically necessary. That means it must be prescribed by a doctor or other health care professional to treat a specific medical condition.
If you have a limited FSA, you may still be able to use it for massage, but only if the massage is considered preventive care. That means it must be recommended by a health care professional to help prevent a medical condition or disease.
If you’re not sure whether your FSA covers massage, check with your plan administrator. They should be able to give you the specific details of what your plan covers.
How Can I Check if an Item Is Eligible as an Fsa or Hsa Expense?
One of the ways to determine if an item is Theragun FSA eligible is to use an online calculator. You simply enter the cost of the item and the calculator will tell you whether or not it is an eligible expense.
There are also a few resources available that can help you to determine whether or not an item is an eligible expense. The most popular is the IRS website. They have a section dedicated to FSA and HSA-eligible expenses, and it can be a great resource to reference when you’re unsure about whether or not an item is eligible.
Ultimately, the best way is to contact your FSA or HSA provider directly. They will be able to give you the most accurate and up-to-date information about what is and is not an eligible expense.
Сan You Buy a Theragun With HSA or FSA?
If you have an FSA or HSA, you can use it to pay for a Theragun as long as the device is considered a medical expense.
In order for a Theragun to be considered a medical expense, it must be prescribed by a licensed healthcare professional such as a doctor, chiropractor, or physical therapist.
If you don’t have a prescription, you can still use your FSA or HSA to pay for a Theragun, but you’ll need to get a letter of medical necessity from your healthcare provider. This letter should state that the Theragun is medically necessary for your treatment.
Which Massage Guns Can I Buy With My FSA or HSA Card?
The short answer is any massage gun that is considered a medical device by the FDA. This means that, as long as the massage gun you’re looking to purchase has been cleared by the FDA for use as a medical device, you should be able to use your FSA or HSA card to buy it.
Of course, not all massage guns are FDA-cleared medical devices. Some massage guns are considered “wellness devices” and are not subject to the same FDA regulations as medical devices.
So, if you’re looking to purchase a massage gun with your FSA or HSA card, be sure to check whether or not the device is FDA-cleared.
FAQ
Can I use HSA for Theragun?
The answer is maybe. It depends on how your HSA is structured and what your health insurance plan covers. If your HSA is linked to a high-deductible health insurance plan, then you can use it to cover eligible medical expenses.
This includes things like doctor’s visits, prescription drugs, and some preventive care. Theragun is a type of massage device that is sometimes used for medical purposes.
So, if your doctor recommends it for the treatment of a medical condition, you may be able to use your HSA to cover the cost. However, if you’re just using the Theragun for general relaxation or stress relief, it’s unlikely that your HSA will cover the cost.
Can you use FSA for Theragun?
FSA funds can only be used for eligible expenses. While Theraguns can be used for a variety of things, including pain relief, not all of these uses are considered eligible expenses under an FSA.
Even if your use for the Theragun is FSA-eligible, there may be limits on how much you can spend. For example, your FSA may only cover up to $500 of expenses per year. This means that if you want to use your FSA for a Theragun that costs more than $500, you’ll need to cover the difference out of pocket.
What other tips for using my HSA/FSA to buy a Theragun massager?
There are a few things to keep in mind when using your HSA or FSA to purchase a Theragun massager. First, make sure the massager is an eligible expense.
Second, purchase the massager through a Theragun-authorized retailer. And finally, submit a claim form to your plan administrator along with your receipt and any other required documentation.
Also read:
- Benefits of Massage Gun on Stomach
- Can a Massage Gun Break up Fat?
- How to Use Massage Gun on Hamstring?
Conclusion
FSA funds are only eligible to be used on items that are considered medical necessities. So, in order to make Theragun FSA approved you’ll need a doctor’s note. This is because this device is considered a medical device and, as such, needs to be prescribed by a healthcare professional.
Finally, it’s important to keep track of your FSA spending. You’ll need to save all receipts and documentation in order to be reimbursed later.
Overall, using FSA funds for a Theragun is definitely possible. Just be sure to do your research and keep track of your spending.
References
- Explore Your Options (by The Federal Flexible Spending Account Program)
https://www.fsafeds.com/explore/ - Health Savings Account (HSA) (by Health Care) Health Savings Account (HSA)
https://www.healthcare.gov/glossary/health-savings-account-hsa/ - Preventing Sports Injuries (by University of Rochester)
https://www.urmc.rochester.edu/encyclopedia/content.aspx?contenttypeid=85&contentid=P00935 - What We Do (by Food and Drug Administration)
https://www.fda.gov/about-fda/what-we-do